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Ok, one more question which is beyond my knowledge. I created a block between "Administrator" and "Polls" in index.tpl. Code looks like this:

<div class="block">
                <h2 class="navigation">{PHP.L.Navigation}</h2>
                <ul class="bullets">
                    <li><a href="test">TEST </a></li>
                    <li><a href="google.com">GOOGLE</a></li>
                </ul>
            </div>

Added some style in decault.css

The problem is that this block is only visible while logged in with administrator account. What am I missing here?